Checking Products
Savings Products
Certificates of Deposit
Individual Retirement Accounts
Tax Deferred Savings Programs
Services
New Account Switch Kit
Savings Products
Certificates of Deposit
Individual Retirement Accounts
Tax Deferred Savings Programs
Services
New Account Switch Kit
Checking Products
E-Checking
- Environmentally friendly checking
- Monthly Paperless eStatements
- FREE Online Banking/Bill Pay
- No monthly maintenance fee if the account has direct deposit
- Access to MoneyPass ATM network for FREE withdrawals
Student E-Checking
- Environmentally friendly checking for students ages 18-25
- Monthly paperless eStatements
- FREE Online Banking/Bill Pay
- No minimums required
- Access to MoneyPass ATM network for FREE
Personal Checking
- Standard checking
- Unlimited transactions
- FREE Online Banking/Bill Pay
- Access to MoneyPass ATM network for FREE electronic transactions
Executive Checking
- Interest bearing checking
- Unlimited transactions
- FREE Online Banking/Bill Pay
- FREE Money Orders and Official Bank Checks
- Access to MoneyPass ATM network for FREE electronic transactions
Executive 50
- FREE Interest bearing checking for those ages 50 and over
- No minimums required
- Unlimited transactions
- FREE Online Banking/Bill Pay
- Access to MoneyPass ATM network for FREE electronic transactions
- FREE Money Orders and Official Bank Checks
- FREE account checks for life of the account
- FREE Traveler’s Checks and discounts on Safe Deposit Boxes
Oasis Checking
- Ultimate deposit account with a high interest rate and all-in-one convenience
- Unlimited transactions
- FREE Online Banking/Bill Pay
- Access to MoneyPass ATM network for FREE electronic transactions
- FREE Money Orders and Official Bank Checks
- FREE Oasis checks for the life of the account
- FREE Traveler’s Checks and discounts on Safe Deposit Boxes
- May qualify for premium rates on Certificates of Deposit and loans
Personal Money Market
- Money Market account with limited check writing capabilities
- Tiered interest rates
- FREE Online Banking/Bill Pay
- FREE Money Market checks for the life of the account
- Access to MoneyPass ATM network for FREE electronic transactions
Savings Products
Personal Savings
- Competitive interest rates
- Quarterly account statements
- FREE Online Banking
- FREE deposit and withdrawal slips
- Access to MoneyPass ATM network for FREE electronic transactions
Executive 50 Savings
- FREE Savings account for those ages 50 and over
- Interest bearing
- No minimums required
- Quarterly account statements
- FREE Online Banking
- FREE deposit and withdrawal slips
- Access to MoneyPass ATM network for FREE electronic transactions
UTMA Custodial Savings
- FREE Savings account for minors up to age 18
- Interest bearing
- No minimums required
- Quarterly account statements
- FREE Online Banking/Bill Pay
Certificates of Deposit
- Minimum opening balance of $1,000
- Variety of terms available ranging from 14 days to 5 years
- Competitive fixed rates
Individual Retirement Accounts
- Minimum opening balance of $500
- Variety of terms available ranging from 14 days to 5 years
- Competitive rates
- Safely invested in Certificates of Deposit
Traditional IRA
- IRA that allows earnings and deductible contributions to grow tax-deferred
- Taxes are paid when distributions are taken
- Distributions become penalty free when age 59 ½ is attained
- Required minimum distribution beginning at age 70 ½
Roth IRA
- IRA that allows for tax-free qualified distributions
- Taxes are paid on money contributed
- You must have earned income (compensation) to contribute to a Roth IRA
Tax Deferred Savings Plans
Health Savings Account (HSA)
- Savings account for the purpose of paying qualified medical expenses for you, your spouse, and your dependents
- Must be enrolled in a High Deductible Health Plan(HDHP) to qualify
- Tax deferred earnings
- Tax free withdrawals if used to pay for qualified medical expenses
- Access funds via debit card
- Unused funds remain in the HSA each year and earn a competitive interest rate
Coverdell Education Savings Account (CESA)
- Savings account for child’s education (both elementary/secondary (K-12) and post secondary, college, graduate school, vocational school, etc.)
- Established for the benefit of any child under age 18
- Tax deferred earnings
- Tax free withdrawals if used to pay for qualified educational expenses
Services
Deluxe Check Re-Ordering
Re-order your checks by clicking on the link to Deluxe Check Printers.eStatements
Our environmentally friendly eStatements allow you to view your statement information online with your internet banking login.Investment Services
To get answers to your investment questions; please click on the link CB Financial Services for more information.Money Orders
Money orders are available in amounts up to $1,000.00.MoneyPass ATM network
ATM Network that allows you FREE withdrawals at over 15,000 locations nationwide.
Safe Deposit Boxes
For your peace of mind, store your important documents, photos, and valuables in a safe deposit box at Commercial Bank. There are a variety of sizes at our West Port and Florissant branches to meet your needs. Receive $5.00 off the annual rental fee when you sign up for auto-debit from your Commercial Bank account. May qualify for a FREE or discounted safe deposit box with our “package” programs.- 3 X 5$20.00 annually
- 3 X 10$30.00 annually
- 5 X 10$55.00 annually
- 10 X 10$85.00 annually
- 15 X 10$125.00 annually
Traveler’s Checks
Traveler’s checks are available in many different denominations and with the convenience of sole or joint signature options.VISA Gift Cards
The ideal gift for every occasion accepted at millions of retailers around the world. VISA Gift Cards are available in any value from $10 to $750.Wire Transfers
Get your money there quickly with our wire transfer services. We offer both domestic and international wire services.Other Services
We also offer a full line of other personal services such as:- ATM Cards/Debit Cards
- Credit Cards
- Bank By Mail
- 24 Hour Telebank
- Internet Banking/Bill Pay